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Showing posts with label Work. Show all posts
Showing posts with label Work. Show all posts

Thursday, March 24, 2022

March 24, 2022

Phone ki ghadi se karo app lock

 Phone ki ghadi se karo app lock

हेलो दोस्तों स्वागत करता हूं अपने साइट हिंदी ब्लॉग नॉलेज पर दोस्तों आज मैं आपको एक ऐसे एप्लीकेशन के बारे में बताने वाला हूं जिस एप्लीकेशन का यूज करके आप किसी को भी कॉल आएगा ना आपके फोन पर तो सिम के लिए आपको उसका फोटो दिखेगा जी हां दोस्तों आपने बहुत सारे एप्लीकेशन देखेंगे देखेंगे जिस का यूज करने पर आपको सिर्फ उस बंदे का नाम दिखता था दोस्तों आप जब भी इस एप्लीकेशन को यूज करोगे तब उस बंदे का नाम नहीं है बल्कि उसका फोटो भी दिखेगा जी हां दोस्तों आपने बिल्कुल सही सुना एप्लीकेशन बहुत ही कमाल का है और इससे आप इंस्टॉल करके अपने दोस्तों को जो खा भी सकते हैं दोस्तों है ना यह कमाल के प्लीकेशन आइए जानते हैं हम इस एप्लीकेशन को कैसे इस्तेमाल कर सकते हैं और डाउनलोड कर सकते हैं

जी हां दोस्तों अब बिल्कुल ही किसी को भी चौंका सकते हैं दोस्तों यह प्लीकेशन का यूज करके अपने फ्रेंड किसी का भी फोटो आप लगा सकते हैं बिना किसी दिक्कत के तो दोस्तों चलिए शुरू करते हैं इस पोस्ट को बताते हुए इस एप्लीकेशन को डाउनलोड कैसे करें दोस्तो आपको इस एप्लिकेशन को डाउनलोड कैसे करें पहले पता करना है

इस एप्लीकेशन को डाउनलोड कैसे करें

इस एप्लीकेशन को डाउनलोड करना बहुत ही आसान है दोस्तों सबसे पहले आपको दिए गए डाउनलोड बटन पर क्लिक करके इस एप्लीकेशन को सिंपली डाउनलोड कर लेना है अगर यहां से डाउनलोड करने में दिक्कत आती है तो आप इस एप्लीकेशन को गूगल प्ले स्टोर से डाउनलोड कर सकते हैं बिना किसी दिक्कत के इस एप्लीकेशन को डाउनलोड करने के लिए सबसे पहले आपको गूगल प्ले स्टोर में जाना है और वहां पर इस एप्लीकेशन का नाम सर्च करना है बस दोस्तों अब आपका डाउनलोड होना स्टार्ट हो जाएगा बड़ी ही आसानी से

तो दोस्तों अब किसी भी पार्टी या किसी भी वेबसाइट का उपयोग ना करें इस एप्लीकेशन को डाउनलोड करने में सिंपली दिए गए डाउनलोड बटन क्लिक करें और इस एप्लीकेशन को डाउनलोड करें

इस एप्लीकेशन का इस्तेमाल कैसे करें

इस एप्लीकेशन का इस्तेमाल करना बहुत ही आसान है सबसे पहले आपको दिया गया डाउनलोड बटन पर डाउनलोड करके इस एप्लीकेशन को डाउनलोड कर लेना है तो दोस्तों डाउनलोड करने के बाद ओपन कर देना है उसके बाद सिंपली आपको इस एप्लीकेशन है जो भी परमिशन मांगे उसको अलाउ कर देना है

अब आपके सामने इस एप्लीकेशन आ जाएगा तो सिंपली आप कुछ मैंने सेटिंग का ऑप्शन दिखेगा उसी टाइप करना उसके बाद आपको पेंट जैसा कुछ दिखेगा उसमें से सेट करके आप इस एप्लीकेशन की मदद से अपने डायल पैड में किसी के भी फोटो लगा सकते हैं तो चलिए दोस्तों आशा करता हूं कि आपको यह पोस्ट अच्छी लगी होगी

अगर आपको यह पोस्ट अच्छी लगे तो अपने दोस्तों के साथ सोशल मीडिया पर जरूर शेयर करें और हमें कमेंट सेक्शन बताया कि आपको यह पोस्ट कैसे लगी

Monday, March 14, 2022

March 14, 2022

What is Life Insurance? (What Is Life Insurance?)

 What is Life Insurance? (What Is Life Insurance?)

 Life Insurance Life insurance is a type of contract between an insurance company and the person insured. According to life insurance, if any kind of accident happens to the person insured and that person dies in that accident, then the insurance company provides a sum assured to his nominee (family member).

What is Life Insurance? (What Is Life Insurance?)

 In this, the person insured has to pay a regular small amount as premium in a regular manner. This insurance policy acts as a financial security cover for the person insured, his family or relatives.

 In this, along with the financial security of the family, the life insurance policy also helps in saving tax under Section 80C and 10(10D) of Income Tax Act, 1961. This life insurance plan offers many additional benefits apart from financial security. We will know detailed information about how it provides additional benefits to us in the article below.

 Why should you have a life insurance policy? And what are its benefits?

 No one knows what is going to happen in the future. Any person can embrace death at any time which creates a problem for his family. For which we should get a life insurance policy. By having a life insurance policy, we make sure that your family can easily lead a life after you are gone. And as a result of life insurance policy, any emergency (bad) situation can keep your standard of living normal. It has many benefits that life insurance policy offers to life insurance policy holders. Let us know its important benefits.

 Financial Assistance (Death Benefit)-

 A person needs insurance to run his expenses or to pay off the debt and to maintain his income and for the education of the children. It is true that the death of any person is true, but what happens when a person dies. In such a situation, his family has to face many difficulties in his absence. And in such times life insurance acts as an assistant. And makes full contribution in meeting their needs.

 accident cover-

 No one knows when a person may become a victim of an accident. So that anything bad can happen to him. Thereafter the cost of repairing oneself after an accident becomes huge. And the general insurance policy is unable to provide them the assistance as per their expectations. That's what a 100% life insurance policy is capable of doing, the goal of a life insurance policy is to meet the needs that we think you want to do.

 assured income-

 At the time of retirement, there are some schemes that prove helpful in saving money. If you keep saving money within a certain period of time which you get back as an income later. The same income works as a fixed amount at the time of retirement.

 Loan facility-

 Remember, if a person is taking advantage of life insurance, then he has the option of availing loan and loan through his insurance policy. Which can help them to meet the basic necessities of their life without having to work out the assured benefits under the policy purchased.

 tax benefits-

 Life insurance offers attractive tax benefits and helps you to make a huge amount of money. Almost all life insurance policies offer you the benefit of deduction of tax on payment of premium under Section 80C of the Income Tax Act 1961 and 10D. It also provides tax free insurance amount under Rs.

 How many types of Life Insurance Policy are there?

 Life Insurance Insurance Policy has created different types of life insurance plans keeping in mind the likes and needs of the people. You can get information about all types of insurance policies below. To know all the types of insurance policy, read all the points given below carefully.

 1. Whole Life Insurance Plan (Whole Life Insurance)-

 Ho life insurance policy is provided for whole life cover. In this type of plan, it is generally seen that the insured is given an option to pay the premium amount for a specified period of time. Which we all know as maturity period. If the insured reaches this maturity, then he has the option to keep his life cover till death even after receiving the sum assured or his bonus without paying the premium.

 2. Term Insurance Policy-

 This insurance policy comes under the protection category as it helps in providing only financial protection. Basically it covers the risk of death. Under this plan, after the death of the insured, the amount of insurance is given to the named beneficiary created in the policy document. If the insured survives till the policy term then nothing is paid to him or his family or only the premium amount is given back. Which is basically found to differ from insurer to insurer. If you guys are thinking of buying only life risk cover policy then term insurance policy is considered to be the best and cheapest.

 4. Child Insurance Policy (Insurance Policy for Children)-

 These schemes provide financial amount for the future needs of the children. Along with this gives you an opportunity to plan your future better and do it on equal footing. This policy is basically a combination of insurance cover and investment which works to secure the multiple future stages of your child. This life insurance policy will provide you the amount as a lump sum amount of the policy.

 Apart from the basic cover, this policy also helps you in offering payouts throughout the life stages of your child. If you do not want to think about any unfortunate event or death, if it happens due to some reason then what will your child do after your death, how will he make arrangements to secure his life. Hence a child insurance policy ensures that your child's future financial needs are taken care of in your absence

 5. Investment Plan-

 It is a policy that helps you save and provides insurance cover. To improve your life and make it better splendid survival apprehension and growing anxiety have to think about investing money to secure the future of people. Securing all your financial goals with the current investment resources now means investment planning. It is true that everyone's needs are different. So one type of investment plan does not ensure that it suits your needs. Nowadays insurance companies can offer a wide range of effective investment plans.

 6. Pension Plan (Retirement Plan)-

 This pension plan helps you to make your post retirement life financially secure. There are many tension plan schemes available in the market to plan your retirement. All plans are different from each other. Their benefits, specialty exclusions etc. also differ. This pension plan is basically an investment or savings instrument to meet the retirement requirements in the future. Under this, the person insured gets a regular amount during the days of your retirement. Annuity plan is a variant of the insurance plan which pays regular income from the beginning and rest all depends on the features of the plan chosen by you.

 7. Unit-Linked Insurance Plan (ULIP)-

 Rest told that in all the schemes you have no option to choose where you want to invest your money. Their rights schemes invest in loans to secure their capital. Whereas Unit Linked Insurance Plan ULIPs give you the facility of getting full authority to choose the best way to invest your money. With which you can invest in debt and equity as well. If you want to switch the current time investment method then you can easily do so.

 ULIP is basically a financial instrument. Which provides your insurance cover. And also helps in building wealth. Those who have good knowledge about stock market will be able to understand it easily.

 8. Money Back Plan-

 Money-back plans like endowment plans with only one difference that a part of the return can be withdrawn during the payout period. In this, according to the policy office, from time to time, some part is returned to the person insured. In case of death, the entire sum assured will be paid which includes bonus. With three additional features, the premium of these plans is higher than other online life insurance plans.

 What are riders? Which riders can be added to a life insurance policy?

 Riders act as an additional cover in any insurance plan. Mostly, the rider is bought along with the insurance plan and cannot be added later.

 Types of Life Insurance Rider:-

 Riders provide a special benefit and are added to the life insurance policy for added benefits. Each rider offers a different benefit. Let's get to know about some riders.

 1. Permanent Total Disability or Accidental Death Rider-

 With the help of this rider, in case of permanent total disability or in case of death and additional sum assured is given to the policyholder.

 2. Premium Waiver Rider-

 The benefit of this rider is available when the policyholder becomes financially unproductive and unable to earn due to accident or critical illness. In this rider, the insurer takes full responsibility of paying the premium amount till the time of maturity, the sum assured is paid to the insured.

 3. Critical Illness Rider-

 In this rider, the sum assured is paid to the policyholder in case of serious ailments like kidney failure, heart attack, cancer etc. In most cases, the Sum Assured is paid out and the plan terminates. Critical illness riders become more expensive with age. In some cases, the insurer may even deny rider coverage to the policyholder due to their health conditions at the time of purchase. This is the reason why it is better to buy riders at a young age.

 4. Surgical Rider-

 It is a beneficial rider that assists the insured by providing financial coverage for surgeries requiring 43 types of medical treatments. The cover is different for minor or major surgery treatments.

 5. Hospital Cash Rider-

 During hospitalization, a fixed amount is payable on a per day basis towards hospitalization charges. The minimum and maximum sum assured benefit amount may vary from insurer to insurer along with the clauses of the policy.

 6. Term Rider-

 A term rider pays a fixed or monthly income to the beneficiary in the event of the death of the policyholder. This is equal to the predetermined value mentioned in the policy or base plan coverage.

 How to choose the best life insurance policy?

 Since there are various plans offered by life insurance companies, it is very confusing to choose the best plan among various options to get the best coverage at an affordable premium. Some points to remember before buying a plan are as follows

 1. Keep in mind the claim ratio-

 Any person buys a life insurance policy only to get the claim in the time of need. But what if the family does not get the sum insured after the person leaves? There is nothing to worry about, there is a way to solve it. Before selecting a provider, you should check its claim ratio. This will give you an idea of ​​the number of claims a company has made in a year. The company which has the highest ratio can be a good option for you.

 2. Company background check-

 There are many companies today that provide insurance policies. Because of this, there is a dearth of quality providers in the industry. To be smart, you should do background check of each company whatever the facts match your expectations you should go with that.

 3. Valuation of Sum Assured-

 Before you start tapping on the doors of insurance providers, it is highly recommended to calculate your expected sum assured. Along with this, you can do a deep check from the premium calculation which is done by the companies. Combine both the factors to know which company deserves your hard earned money.

 4. Customer Reviews Are Important-

 Sometimes, a company may look great from outside but run with bad intentions from inside. The best way to find such companies is through customer reviews. These reviews have been given by people who have experienced how such companies work and whether or not they live up to their promises. Reading reviews from such people can really influence your buying decision.


 Before taking advantage of any insurance plan, the person taking the policy is medically examined. This test is done to ensure that the insured is not suffering from any serious or chronic illness. If you have now decided to get your life insurance policy, then choose a good policy only.

 I hope that you must have liked my article Life Insurance Life Insurance. After reading this, you must have come to know about life insurance easily. It has always been my endeavor to provide all the information and correct information to the readers.